🌾 India Poverty Reality Engine

Ground-Level Farm + Urban Income × World Bank Model — Real Data, Real Charts

📊 Dashboard + Charts
🔢 Calculator
🏙️ Urban vs Rural
⚡ Official vs Real
📋 Sources
150Cr
Population
90Cr
Rural 60%
60Cr
Urban 40%
60Cr
Agri-Dependent
₹562
GDP Per Cap/day

📊 Chart 1: Daily Income vs Poverty Line (₹/day)

Red dashed line = World Bank extreme poverty ₹249/day ($3.00). Orange = LMIC line ₹349/day ($4.20). Per-capita means divided by family of 5.

📊 Chart 2: Where ₹60,000/hectare Goes

📊 Chart 3: Official vs Real Poverty Rate

📊 Chart 4: Per-Capita Income — The Averaging Lie

GDP per capita ₹562/day is 6× higher than actual household per-capita ₹91/day. GDP includes corporate profits, govt spending, capital gains — money that never reaches household wallets. World Bank uses GDP → that's why official poverty (5.3%) is far below reality.

📊 Chart 5: 10-Year Poverty Prediction — World Bank vs Reality

🌾 Farm Income Calculator

🏙️ Urban vs Rural — Per Capita Daily Income

CategoryMonthly ₹Daily ₹Per Cap/day (÷5)vs ₹249 line
🌾 Marginal farmer (1ha, crop only)4,0001332789% BELOW
🌾 Farmer + MGNREGA4,7811573187% BELOW
🌾 NABARD avg agri household13,6614559163% BELOW
👷 Rural casual labourer10,4403487072% BELOW
🏙️ Urban casual labourer12,7504188466% BELOW
🏙️ Urban self-employed13,2794438964% BELOW
🏙️ Informal worker (90% of E-Shram)10,0003336773% BELOW
🏙️ Regular salaried20,70269013845% BELOW
📊 National per capita NNI17,11056211255% BELOW
🔴 Poverty Line ($3.00)7,470249249—
The poverty line is ₹249/day PER PERSON. Divide ANY category by family of 5 → everyone falls below. Even salaried employees at ₹138/person/day. Only dual-income households earning ₹37,000+/month cross the line per capita.

📊 Urban-Rural Comparison Chart

🔢 Blended National Average

Rural avg household income₹12,698/mo
Urban avg (weighted 55% self-emp + 22% salaried + 23% casual)₹15,200/mo
Blended national (60% rural + 40% urban)₹13,700/mo
Per capita daily (÷5)₹91/day
GDP per capita (official)₹562/day
Gap: official vs real6.2× inflated
World Bank poverty line₹249/day
Real per capita vs poverty line63% BELOW

⚡ Why Official Poverty (5.3%) ≠ Ground Reality

🏦 World Bank / Official Model

MethodGDP per capita → GEP elasticity
India poverty rate5.3% ($3.00 line)
Poor people~8 crore
UsesNational accounts (GDP)
ProblemGDP ≠ household income

🌾 Ground Reality Model

MethodActual income ÷ family size
Agri poverty rate (per capita)80%+ below ₹249/day
Urban informal poverty73% below ₹249/day
National blended per capita₹91/day (63% below line)
UsesPLFS, NABARD, MSP, MGNREGA
Why the 6× gap exists:
1. GDP includes corporate profits (₹12L Cr), govt spending, exports — never reaches farmer wallets
2. Top 10% earn 57% of national income (Chancel & Piketty) — average is pulled up massively
3. World Bank uses consumption surveys that include imputed rent, own-produce value — inflates "income"
4. Only 25% farmers get MSP — 75% sell at 60-80% of MSP in open market
5. 90% of informal workers earn <₹10,000/month (E-Shram) — 82% of workforce is informal
6. Landholding shrunk from 1.08ha to 0.74ha in 5 years — income per farmer is falling
7. Bottom 20% household income SHRANK 50%+ post-pandemic while top 20% GREW 40%

📋 All Data Sources

DataValueSource
Per capita NNI 2024-25₹2,05,324/yr (₹562/day)MoSPI
Self-employed monthly₹13,279PLFS 2023-24
Regular salaried monthly₹20,702PLFS 2023-24
Casual labour daily₹418 urban / ₹348 ruralPLFS 2023-24
Agri household avg₹13,661/moNABARD NAFIS 2021-22
All rural household avg₹12,698/moNABARD NAFIS / PIB
Informal workers <₹10K/mo90%E-Shram 2023
Informal sector share82% of workforceIndia Employment Report 2024
Wheat MSP 2025-26₹2,425/quintalPIB
Paddy MSP 2024-25₹2,300/quintalPIB
MGNREGA wage 2025-26₹267/day avgMoRD March 2025
MGNREGA days125/yrVB-GRAM G Act 2025
Avg landholding0.74 haNABARD 2021-22
Cultivators~15 croreAg Census
Foodgrain 2024-25357.73 MMTPIB / MoA&FW
WB poverty ($3.00)5.3% (2022)World Bank / India Today
Rural poverty 201911.6%World Bank
Urban poverty 20196.3%World Bank